The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
The credit union idea is a proven one. Through credit unions, the average person has demonstrated that, by faith in the integrity and dignity of others, he or she has the ability to manage their own financial affairs better than anyone.
Credit Unions encourage their members to become better citizens through the practice of self-help in the best American tradition. The growth and strength of this Credit Union is owed solely to the support of its members — past and present.
Mission Statement: To continually strive to maintain a progressive and financially stable CU that gives our members control over their finances by abiding with all applicable regulations, legal requirements, sound financial standards and ethical codes. To provide members with a variety of products and services which are convenient and reasonably priced. To treat our members with courtesy and handle requests in a reliable and efficient manner.
Philsophy: We are about personal service and competitive rates for loans and savings. We don’t offer every service under the sun, but we can offer a number of services for free or at a low cost.
The following are the operational rules of our office:
- Credit Union Hours: 8:30 a.m. to 4:00 p.m., Monday through Friday.
- Share withdrawals may be picked up between 10:00 a.m. and 4:00 p.m. Any checks not picked up by 4:00 p.m. Friday afternoon will be mailed Friday evening, unless otherwise requested to be held by the member. Minimum withdrawal amount is $25.00 and one withdrawal per week, as this is a savings account.
- Third party wire transfers must be called in prior to noon to have the funds transferred the same day. The member must provide the amount of the wire transfer, name of bank, city and state of bank’s location, ABA #, final credit information, including beneficary, address, type and number of account.
- No information will be given to anyone not listed on a share account. There will be no balances on either shares or loans given over the telephone without an account number. This is per the rules of the federal examiner and for the protection of the privacy of each member’s account.
- Cutoff time for share withdrawal checks to be received the same day is 3:30 p.m. For requests taken after 3:30 p.m., checks will be available for pickup after 10:00 a.m. the next business day.
- Cutoff time for loans is 10:30 a.m. each day, unless otherwise notified. All completed loan applications received by this time will be reviewed by the Loan Officer. If the loan meets current guidelines, it will be approved and the check will be available after 12:00 noon the next day. Loans not meeting current loan guidelines may be referred to the Board of Directors. On refinanced sshare secured loans, the member may come in to complete a loan application and pick up the loan check after 3:00 p.m. the same day.
- For any and all information, please call your Credit Union office directly. They are the most familiar and qualified to answer your individual questions.
